Small businesses are located in Everytown, USA and come in all sizes and shapes. One underling aspect of all small business is the owners are always giving their all to make them succeed. That is why we will work for you as hard as you work for you.

If you are like most business owners over the past year you have been inundated with bad news pertaining to the general business climate and credit markets; specifically, the minimal availability of credit to purchase buildings and equipment to expand or start a business. As with all bad news there is always good news, and the good news is the prices of property available to purchase for one’s business is slowly declining.

One of our featured products the SBA 504 loan program allows the small and mid-size business owner and entrepreneurs to purchase commercial property for their company with as little as 10% down and a below market interest rate. We at Royce Joseph Capital are experts in working with our clients in obtaining these loans. Our dedicated staff will work with you side by side through the application process.

The loan program may include not only money to purchase the property; it may also include money for any renovations the property may require to suit your company’s specific needs, and equipment or machinery necessary for your operations.

The 504 loan for small business has numerous benefits; some of which are the business owner can stabilize their business location with a low interest rate, 20 year fully amortized loan. These loan terms coupled with a down payment as low as 10% allows the business owner to conserve their working capital.

We at Royce Joseph Capital LLC invite you to contact our office to evaluate whether this loan or any of our other loan or equity programs satisfy your company’s needs. I will personally assure you, you will be provided with the expertise and service you deserve. Todd A. Smith Sr. Director